#59 Caeli Ridge: Diversification From a Lender’s Perspective 

January 25, 2021

“I’ve been in my career as an investor where I put too many eggs in one basket. So the diversification of not just property type, but markets, cash flow, appreciation is a well rounded and diverse portfolio. That balance is really where you get the highest success rate for anyone focused on real estate.” -Caeli Ridge

 

Today I am interviewing Caeli Ridge who is a personal friend of mine and has presented at my FIBI Pasadena meeting. She is the President and CEO of Ridge Lending Group which is a second generation company and is a nationwide lender.  She has also been an  investor of 20 years and at one point was holding 42 investment properties across the nation. She is a lending expert and takes great pride in providing trustworthy advice and solutions to her clients. She is a national speaker and is based in Portland, Oregon. 

 

TOPICS COVERED IN THE EPISODE

  • Lending for investors 
  • Ridge Lending Group 
  • Fannie Mae & Freddie Mac perspective 
  • How to understand debt to income ratio
  • The diverse lending products with Ridge Lending Group
  • Cross collateralization 
  • How to watch the RE cycles
  • Neg Am loans and the 2008 crash 
  • Why it’s importantly vital to diversify your portfolio
  • Institutional funding 
  • Why banks are now requiring cash flow 
  • Conventional investments
  • What will COVID do to lending 
  • Will interest rates stay this low 
  • Why we get greedy in investing 

 

Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Caeli found his Real Estate Breakthrough!

The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.

 

Find out more about Caeli here: 

Website Ridgelendinggroup.com 

Email info@ridgelendinggroup.com

Phone 855-747-4343

Podcast: Play in new window | Download